Westphalian Finance: Products and Services
Using our wealth of knowledge, experience and extensive pool of lenders, Westphalian Finance Group can assist with applying for finance for all your business needs, as well as some of your personal needs too. Give us a call today on (08) 7123 2985 to find out how we can help you.
Business Finance – Working Capital and Funding
Whether you have a fresh start up idea or are a growing enterprise, we can help you find the financing and working capital you need to take your next major step towards success. Out Finance Team of experts can find innovative solutions to your finance problems, be it with a single lender or across multiple providers.
We can help you get financing to cover one-off expenses such as renovations, training, equipment, upgrades and expansions, or even just to better your cash flow.
We understand what it takes to run a business and that as a business owner, you have enough to deal with without the added intricacies and technicalities of applying for finance. Get in touch and let us take the pressure off. We will find you the right solution and deal with all the nitty gritty on your behalf.
Outstanding Debtors as a Line of Credit
We can help you set up a line of credit by leveraging your outstanding receivables (Debtor book) as security. So you can fund your own growth and activities and not inadvertently font working capital to others.
Commercial Property Finance
Whether you need premises to house your business or you are purchasing a commercial property for an investment, we can help you apply for the finances you need. Understanding your business and long-term goals helps us to find the right solution for your requirements.
Perhaps you are looking to refinance to release equity for the next purchase, or to reinvest back into your business. We can help with that too! With access to a growing multitude of lenders, we can find you a deal that makes refinancing work for your business. We can give you advice on when is the best time to consider refinancing, or can even negotiate with your current lender on your behalf to try to get a better deal without having to change lenders at all.
Equity Release and Refinance
Do you have equity in your business that you would like to release for a major business expense or expansion?
Do you need to release equity in your home so that you can afford those renovations that you’ve been hoping to get started on?
Or perhaps you are just looking to get a better interest rate after you’ve reached the end of a fixed rate term.
Whatever your reason, we can talk to you about your options regarding refinancing your loan and find you the deal that is right for you.
Equipment and Vehicle Finance
No matter the industry, to do the job right you need the right tools. We can help your business get finance for all of these and more:
- Vehicles such as cars, vans, utes and trucks;
- Building and warehouse equipment such as forklifts, cranes, cherry pickers, excavators;
- Medical equipment;
- Gym equipment; and
- Anything else your business needs!
We can source the financing you need for any motor vehicles and equipment from $20,000 up to $20,000,000. We can also assist with “no financials” automatic approval for funding up to $150,000 where you’ve held an ABN for 2 years.
Property is one of the most valuable assets anyone can buy and for some, it will be the biggest investment of their lives. No matter where you are on your property journey, we can help. We help you get the best possible deal on a home loan regardless of whether it is for purchasing, renovations or releasing cash for a different venture.
Owner Occupied Home Loans
Whether you’re looking for pre-approval, or you already have that dream home in mind, we can find you the right loan to make your dream a reality.
Investment Property Loans
We can help you finance your next investment’s purchase and renovations so that you can grow your wealth.
First Time Home Buyers
Finding finance for your first home can be overwhelming. Let us make sure every option has been investigated to be sure you get the best possible deal.
We can also help in making sure you get the most out of Government Programs such as the First Home Loan Deposit Scheme.
Self Managed Superfund Lending
Do you manage your own superfund and need financing to make your money work better for you? We can provide you with a tailored finance solution that suits your needs perfectly. We can get you financing for commercial and residential property purchases as part of your super. Get in touch so we can let your money work better for you.
Leveraging your super fund resources to provide the equity to purchase your own business premises is a common way to not only increase your superfund assets, but a great way to take control of the premises you occupy.