Business Insurance Brokers Adelaide
Welcome to Westphalian Insurance Brokers, your trusted partner for expert business insurance solutions in Adelaide. As a proud local provider, we specialise in offering comprehensive and cost-effective insurance packages tailored to meet the unique needs of small businesses. From managing risks to protecting your assets, our professional team ensures you have the right policies to safeguard against challenges like fire, equipment failures, business interruptions, and liabilities.
With the expertise of a large organisation and the personalised service of a small business, we collaborate closely with you to identify risks and provide solutions that let you focus on what matters most for growing your business. Let us help you find the coverage you need.
Call Westphalian Insurance Brokers at 08 8232 3118 for more information and personalised advice from Adelaide’s trusted business insurance brokers. Let us help you find the right coverage for your business needs!
About Us
With extensive experience in the industry, Westphalian Insurance Brokers has supported countless small businesses and their families across Australia, South Australia, and Adelaide in safeguarding against risks. Our dedicated team is committed to delivering the best outcomes for you, ensuring your business is protected with the right insurance solutions.
Conveniently located on Hutt St in the Adelaide CBD, we offer flexibility to meet clients in-house or at a location of your choice. For small business owners, we visit your premises to assess risks, understand your operations, and recommend tailored solutions to suit your needs.
Navigating insurance can be complex, whether it’s a basic home policy or a detailed commercial program. Our knowledgeable and experienced brokers simplify the process, helping you transfer risks effectively and confidently.
As your trusted adviser, our mission is to provide personalised service that protects your business and aligns with your best interests, enabling you to focus on growth without worry.
Why Choose Westphalian for Business Insurance Brokers in Adelaide?
Insurance and risk management can be complex, but Westphalian works closely with clients to provide the best protection. We offer highly personalised service, bundling policies for comprehensive cover and cost savings tailored to your business needs.
Professional Expert Advice
Our team is dedicated to providing clear, professional advice, ensuring you fully understand your insurance coverage. We’re here to answer your questions, guide you through options, and help you make confident decisions about protecting your business.
Tailored Solutions
Discover insurance solutions designed to meet the unique needs of your business. Our tailored packages provide comprehensive coverage to protect what matters most, giving you peace of mind.
Proudly Local
As a locally owned and operated small business, we take pride in offering personalised service. Our team understands Adelaide’s unique needs, ensuring tailored solutions for every client.
Trustworthy and Reliable
Westphalian Insurance Brokers is committed to delivering quality services with integrity and honesty, ensuring trust and reliability in every interaction with our Adelaide clients.
Experienced and Knowledgeable
Our experienced brokers stay up-to-date with the ever-changing insurance industry, ensuring they provide expert advice and recommend the latest products suited to your business needs.
All the Hard Work Covered
We take care of all your insurance needs, allowing you to focus on running your business with confidence. Save time and money while we manage your coverage and protect what matters most.
We work for you, not the insurer.
Westphalian Insurance Brokers prioritises your needs over the insurer’s. Our team is dedicated to finding the best insurance solutions tailored to protect your business and its future.
Fast and Personalised Service
Experience fast and personalised service with Westphalian Insurance Brokers. Our team ensures tailored solutions and efficient support, giving your business the protection it needs without delays.
Westphalian's Business Insurance Advice and Overall Coverage Type
Westphalian Insurance Brokers provides tailored advice to help businesses find the right coverage. Business insurance packs offer general protection and are customised to suit specific needs and risks.
Type of cover | Potential benefits |
Property damage | Repair or replacement of property damage. |
Business interruption | Loss of trading profit following insured damage to property and additional costs and expenses incurred during a claim. |
Theft | Repair or replacement of stolen property. |
Money | Loss of money. |
Public or Product Liability Insurance | Liability to pay compensation for personal injury and property damage as well as the costs involved in defending a claim triggered by the policy. |
Glass Insurance | Replacing glass outside or inside your premises, including your shopfront windows, mirrors or display cases. |
Transit Insurance | For stock that is in transit on the road, in the air or by sea. |
Electronic Equipment Breakdown | For repairing or replacing electronic equipment that breaks down. |
Machinery Breakdown | Cover for costs associated with machinery breakdown. |
General Property | To cover your tools of trade such as laptops and tools that you for your profession/trade. |
Tax Audit | To cover the costs of being audited by the ATO. |
Employee Dishonesty | Direct financial loss of the business caused by fraudulent or dishonest conduct of an employee which is first discovered during the period of insurance. |
What usually isn't covered by business insurance?
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on the nature of the product you are purchasing, the associated risk, the insurer and the requirements of your business.
Policies generally do not include cover for:
- Known claims and circumstances
- Negligence in providing a professional service or advice
- Claims arising from a motor vehicle
- Flood damage unless specifically agreed by the insurer
- Intentional damage
- Electronic data
- Loss or damage that occurs after your premise has been unoccupied for more than 90 consecutive days.
There are exclusions which are specific to each type of policy, which your Westphalian insurance broker can outline for you.
GOOD Based on 5 reviews Rebecca Mott-Lake2021-09-20Trustindex verifies that the original source of the review is Google. AMAZING. We had been to all the major banks, had private bankers, other financial advisors. We were recommended Rob Smith from a friend. We didn't think he could offer us any better services then we were already linked with. Gosh we were wrong. He is amazing. He got us interest rates we are thrilled with, made all the paperwork etc so easy. His is so on top of all the fine details taking stress away from us. He is also just super lovely and nice to deal with. Could not recommend more. Would rate him 6 stars if I could. D J C2021-06-22Trustindex verifies that the original source of the review is Google. Rob is professional and was a pleasure to work with, always returning calls promptly & even responding to late night emails ( not something we should expect though ) His associate Cecelia was very helpful also. Thank you both for helping me find the right product to suit my circumstances and get it through on time! Oh, nearly forgot Karlene whipped up the insurance needed on my new property super quick super price. My accountant of 30years put me on to Westphalian, I’ve never used a broker before, I’m glad I tried them. Chet Al2021-06-03Trustindex verifies that the original source of the review is Google. Great experience with the whole team, I will definitely be working with them again. Kazmer Ujvari2020-12-22Trustindex verifies that the original source of the review is Google. Westphalian Finance were great in assisting my with my loan. The advice from Rob Smith was appropriate and accurate for my circumstances. The team were responsive to my requests and really worked hard to get the deal through quickly. I will use Rob and Westphalian again and have recommend them without hesitation. Thanks!
Start a Claim?
Initiating the claims process is straightforward with the help of Westphalian Insurance Brokers, located in Adelaide. Our experienced team in Adelaide offers personalised support, managing every detail to ensure a smooth and efficient experience. From paperwork to policy assessments, we guide you through each step with expert advice and care.
Call Westphalian Insurance Brokers at 08 8232 3118 for more information or to connect with a local Adelaide broker and get started on your claim today.