Landlord Insurance Broker Adelaide
Protect your rental income, property, and peace of mind with Adelaide’s trusted landlord insurance broker. At Westphalian Insurance Brokers, we specialise in landlord insurance solutions tailored for Adelaide property owners, real estate professionals, and multi-property investors. Whether you manage a single unit or a portfolio, our experienced brokers can arrange the right policy, including building cover, rent protection, tenant damage, and legal liability, in one competitive package.
Avoid unexpected costs from tenant defaults, property damage, or natural disasters. Our team compares policies from Australia’s leading insurers to ensure you receive comprehensive coverage at the best value.
Call Westphalian Insurance Brokers at 08 8232 3118 for more information and personalised advice from Adelaide’s trusted Landlord insurance brokers.
Local Expertise and Experience
With decades of experience serving Adelaide landlords, our brokers understand local risks such as tenant defaults, stormwater damage, and rent loss during repairs.
Tailored and Flexible Insurance Coverage
We assess your property type, risk exposure, and investment goals to offer insurance that fits your situation, not generic plans.
Proven Track Record and Client Satisfaction
We’ve built trust with landlords and property managers in South Australia by delivering measurable results such as faster claims handling, reduced policy gaps, and consistent support.
Competitive Pricing and Transparency
We compare options from Australia’s top insurers to provide fair premiums that match your property’s value and risk level. There are no hidden costs—only clear, customised pricing.
What Does Our Landlord Insurance Cover?
Our policies go beyond basic protection to offer complete peace of mind. We tailor each package to suit your property’s needs, including:
Building & Contents Protection
We arrange cover for structural damage and essential contents such as carpets, blinds, curtains, and fittings. Events covered include fire, flooding, break-ins, vandalism, and tenant-related damage.
Loss of Rent & Rent Default
Rental income protection applies in cases of rent default, tenant eviction, or property unavailability due to insured events.
Tenant Damage & Vandalism
Policies include coverage for intentional tenant damage, theft, and destruction of insured furnishings. Soft contents like rugs, appliances, and furnishings are also included, helping you prepare your property for the next tenant with minimal financial burden.
Legal Liability Cover
If a tenant or visitor is injured on your rental property and files a claim, legal liability cover ensures you’re protected from costly legal action.
Natural Disaster Coverage
We offer protection against natural disasters such as fire, explosion, flood, stormwater, and rainwater damage. This helps you manage unexpected repair costs and supports fast claims processing.
Our Process
We make it easy to secure the right policy through a clear 3-step approach:
- Consult: We learn about your property, risk profile, tenant arrangement, and investment priorities.
- Compare: Our brokers evaluate landlord policies from Australia’s most reputable insurers.
- Protect: Once selected, we arrange full protection, including rent loss, legal liability, and tenant damage coverage.
Why Choose Landlord Insurance in Adelaide?
Owning a rental property in Adelaide comes with opportunities but also with serious financial risks. From malicious damage and vandalism to loss of rent during repairs, the challenges landlords face are real and unpredictable. That’s why landlord insurance in Adelaide is not just a smart choice—it’s an essential safeguard for your investment.
Unlike standard home insurance, landlord insurance is tailored for rental-specific risks. Our specialist brokers help Adelaide landlords secure policies that **protect rental income, cover legal liability, and handle tenant-caused damages that aren’t covered under ordinary homeowner policies. Whether your property is vacant, under management, or self-managed, we ensure you’re protected against tenant defaults, break-ins, and weather-related events like flood, stormwater and rainwater damage.
Landlord insurance South Australia policies help you meet legal expectations and maintain income flow, even when rental interruptions or legal claims occur. Our brokers offer professional insurance advice in Adelaide, helping you prevent costly gaps in protection and keeping your property and finances secure.
Our Process
We make it easy to secure the right policy through a clear 3-step approach:
- Consult: We learn about your property, risk profile, tenant arrangement, and investment priorities.
- Compare: Our brokers evaluate landlord policies from Australia’s most reputable insurers.
- Protect: Once selected, we arrange full protection, including rent loss, legal liability, and tenant damage coverage.
Why Choose Landlord Insurance in Adelaide?
Owning a rental property in Adelaide comes with opportunities but also with serious financial risks. From malicious damage and vandalism to loss of rent during repairs, the challenges landlords face are real and unpredictable. That’s why landlord insurance in Adelaide is not just a smart choice—it’s an essential safeguard for your investment.
Unlike standard home insurance, landlord insurance is tailored for rental-specific risks. Our specialist brokers help Adelaide landlords secure policies that **protect rental income, cover legal liability, and handle tenant-caused damages that aren’t covered under ordinary homeowner policies. Whether your property is vacant, under management, or self-managed, we ensure you’re protected against tenant defaults, break-ins, and weather-related events like flood, stormwater and rainwater damage.
Landlord insurance South Australia policies help you meet legal expectations and maintain income flow, even when rental interruptions or legal claims occur. Our brokers offer professional insurance advice in Adelaide, helping you prevent costly gaps in protection and keeping your property and finances secure.
Who We Help
We support landlords across Adelaide, regardless of portfolio size or complexity.
Private Landlords
We protect individual landlords against risks such as theft, vacant possession failures, and unpaid rent—with policies that cover buildings, contents, and liability.
Real Estate Agents & Property Managers
We provide insurance support for managers of multiple rental properties, including policy bundling, legal liability, and coverage during tenant transitions or repairs.
Multi-Property Portfolio Owners
For landlords with multiple properties, we offer scalable insurance solutions that simplify coverage under a centralised policy strategy.
Get Expert Advice Today
Ready to protect your rental property? Contact a landlord insurance broker in Adelaide for tailored advice, competitive quotes, and fast policy setup. We’ll help you find a plan that suits your property and financial goals.
Book a Free Consultation – No obligation, just clear answers.
FAQs
Landlord insurance is designed for rental property owners. It covers the building, contents, rental income loss, tenant-related damage, and legal liability.
No, it’s not legally required, but it’s strongly recommended to protect your income and investment from tenant risks and legal claims.
It covers rental-specific risks like tenant damage, rent default, and liability for injuries on your rental property, which are not covered by home insurance.
Premiums vary based on property type and coverage. Most range between $350 and $750 annually.
The average premium falls between $450 and $600 per year, depending on the insurer and selected coverage options.
